Ophelraelyxo - Finance tips for everyday confidence and comfort

Acceptance of Terms

Use of our website signifies your acceptance of these conditions. If you do not agree, discontinue use immediately.

Definitions

Important terms below help clarify the conditions related to site usage.

"Site" refers to www.ophelraelyxo.sbs and related subdomains.

"User" means any person accessing or interacting with the site.

"Content" means articles, text, graphics, and materials on the site.

"Expert" refers to those providing financial insights.

Use of Website Services

The website is intended to offer general financial information and personal guidance. No individual financial advice or training services are provided.

Eligibility

The site is open to users 18 years of age and older, or those with legal capacity under Malaysian law.

Users under 18 must not submit personal data.

User Responsibilities

Every visitor must use this website in good faith and respect legal obligations.

Provide accurate information when submitting queries.

Do not misuse site features or submit unauthorised promotional content.

Respect privacy of others and refrain from improper conduct.

Abide by all Malaysian laws and website policies.

Prohibited Behaviour

The following actions are strictly prohibited on this website.

Posting or sharing false, misleading, or harmful information.

Attempting to access restricted sections without authorisation.

Collecting personal data of other users unlawfully.

Utilising site content for commercial purposes without permission.

Deploying disruptive technology or software to impair site function.

Intellectual Property

All site content is owned or licensed by ophelraelyxo.sbs. Users may view content for personal use only. Reproduction or redistribution without consent is prohibited.

User-Generated Content

Users submitting feedback or questions grant us the right to use this content for service improvement.

User Rights Regarding Content

You retain copyright for content you create, while granting the website permission to use submitted feedback.

Privacy and Data Security

Personal information is handled according to our published privacy policy. For more details refer to the privacy section.

View Privacy Policy

Disclaimer of Warranty

Content provided is for informational purposes and not individual advice.

Important Notice

Nothing on this site constitutes a financial, legal, or professional guarantee. Results may vary for each user.

Limitation of Liability

ophelraelyxo.sbs is not responsible for losses from use of site information.

Indemnity

Users agree to defend and hold harmless ophelraelyxo.sbs from any claims arising from excessive or wrongful site use.

Resolving Disputes

We encourage direct contact for resolving any issues regarding site use.

Arbitration

If disputes cannot be resolved, arbitration under Malaysian laws applies.

Arbitration location and rules will be communicated in writing.

Online Dispute Resolution

You may also use online consumer dispute platforms in Malaysia.

Learn about ODR here

Severability

If any part of these terms is unenforceable, the remainder remains valid.

Entire Agreement

This is the complete agreement between site users and ophelraelyxo.sbs. Other understandings are invalid.

Applicable Law and Jurisdiction

These terms are governed by Malaysia law, with disputes under Malaysian courts.

Termination

We reserve the right to terminate site access for violations of terms or law.

Amendments

Terms may be updated. Continued use signals acceptance of updates.

Questions or Concerns

To discuss anything related to these terms, please contact us via the methods below.

Contact Email: content@ophelraelyxo.sbs

Contact Phone: +60 9-381 0686

Mailing Address: Regus - Penang, Gurney Paragon, George Town, Penang 10250 Malaysia

Terms and Conditions for Use