General Website Disclaimer
Important Notice:
All content is for general information only.
Nothing here constitutes specific financial or legal advice.
This website offers practical financial insights for informational purposes. Results may vary, and nothing on this site should be seen as a promise of specific financial outcomes.
General Information
Information on this site is accurate to the best of our knowledge, but users should assess it based on their individual circumstances. We advise reading all terms, APR rates, fees, and conditions before making any commitment.
Limitations of Liability
We are not responsible for actions taken based on this website’s content.
- Consult a qualified professional before making important decisions.
- We are not liable for losses due to use or misuse of site content.
- No guarantees or assurances are given regarding our guidance.
- Past performance is not a predictor of future results.
Accuracy & Updates
While we strive for accuracy, content may change as regulations or market conditions evolve. Always check for current information on fees, APR rates, and repayment terms.
The site disclaims liability for outdated or incorrect content.
No Professional Advice
Advice found here is not a replacement for a personal consultation with a licensed expert. For personal finance or legal needs, contact an appropriate professional.
External Resource Links
External websites linked for reference are not under our control. Their accuracy, policies, and content are not our responsibility. Review each third-party site’s policies.
Results Will Vary for Everyone
Financial outcomes depend on individual circumstances. No two situations are identical. Use discretion and judgment at all times.
Your Results May Differ
Conditions, fees, and rates change over time, so your experiences may not match those described here.
Disclosures and Cautions
We do not promote or endorse specific financial products or institutions.
- Carefully read APR rates and fee structures before any agreement.
- No service, article, or resource promises any financial result.
- We do not guarantee results, refunds, or outcomes for users.
Malaysia Legal Jurisdiction
All guidance follows Malaysian law standards.
Users are responsible for compliance with applicable local and national financial regulations in Malaysia.
Malaysia law governs this website’s operation.
Always confirm local and national requirements before deciding.
Indemnity
Users agree to defend the site from claims resulting from improper use of information provided here.
Severability
If part of this disclaimer is found invalid, the remainder remains effective.
Updates
We may amend this disclaimer at any time. Please review periodically for changes.
Contact Details
For clarification or concerns, contact our team for assistance or information.
Contact Email: content@ophelraelyxo.sbs
Contact Phone: +60 9-381 0686
Mailing Address: Regus - Penang, Gurney Paragon, George Town, Penang 10250 Malaysia
Effective Date: January 4, 2026
Last Updated: January 4, 2026